In this Mentor Local Buzz Issue…

⛅ Mentor Weather - Mostly Sunny & Breezy - Temps 70-72

 🎸 Hotel California to Bring Eagles Tribute to Mentor

 📰 Lakeland Community College Founding President, Dies

 📰 Protect Lake Erie: Proper Disposal

 🌭2024 Dynamite Dawgs Hot Dog Eating Champion

🛣️ Special Section: Real Estate: 🏘️ Unlocking Homeownership: 2024 Requirements for First-Time Buyers

🏘️ New Home Listings for Sale in Mentor, Ohio

⚾ Royals Clinch Series with 6-2 Win Against Guardians

⚾ Lake County Captains Lose to the Great Lakes Loons 12-10

 🤔 Trivia Question

 🎉 Mentor Live Events - 50+ Live Events and Growing!

 🤣 Something Funny

🎸 Hotel California to Bring Eagles Tribute to Mentor Civic Amphitheater

Mentor Rocks Presents - Hotel California - Tuesday July 2 @ 7pm

For over three decades, Hotel California has been captivating audiences worldwide by recreating the legendary sound of The Eagles. Since setting the bar in 1986, they have remained the industry's leading substitute for The Eagles, playing to massive outdoor and arena audiences, sharing stages with rock legends, and blazing trails for tribute bands everywhere.

What makes Hotel California so special? It starts with their incredible lead vocal similarity, precise instrumental work, soaring harmonies, and top-notch live performances. These elements are the hallmarks of the band and the foundation of their stellar reputation. With over a century of collective professional experience, Hotel California continues to go strong.

Their show has evolved into a masterful celebration of The Eagles’ music, performing one of rock 'n' roll's most influential song catalogs to perfection. The band's commitment to quality has earned them the confidence of industry insiders, making Hotel California one of the world’s most accomplished tribute productions.

If you're a fan of The Eagles, Hotel California is the next-best thing. Their remarkable performances ensure that once you check them out, you'll never want to leave.

Thanks to the generous support of Mentor Rocks sponsors, admission and parking for all Mentor Rocks events are free. The Mentor Civic Amphitheater is located at 8600 Munson Road in Mentor, Ohio. For more information, visit www.mentorrocks.info.

📰 Lakeland Community College Founding President, Dr. Wayne Rodehorst, Dies at 94

Dr. Wayne Rodehorst, founding president of Lakeland Community College, passed away at 94. He was instrumental in the college's development, served until 1981. A lifelong educator, Wayne's career spanned several states and included significant community contributions. He is survived by a large family, with memorial services to be announced.

📰 Protect Lake Erie: Proper Disposal of Motor Oil and Hazardous Waste

Did you know that just one quart of motor oil can create an oil slick spanning many acres? This highlights the critical importance of proper waste disposal to protect our environment.

Any substances rinsed from a garage floor or driveway, or dumped down a storm drain, flow untreated into Lake Erie, posing a threat to the aquatic life residing there. To prevent oil slicks in local creeks and maintain a healthy ecosystem, always dispose of used motor oil correctly. Never dump oil into storm drains, and promptly repair any leaks in your vehicle. Use absorbents such as rags or kitty litter to soak up leaks and spills before rainwater can wash them away. Many area auto part stores accept used motor oil for disposal, making it easy to do the right thing.

In addition to motor oil, other hazardous chemicals like leftover solvents, pesticides, and paints should also be disposed of properly. The Lake County Solid Waste District offers special collection events at the Lake County Fairgrounds a few times per year, with their next collection date being September 21st, 2024.

For more information, visit Lake County Special Collections.

Let's all do our part to keep Mentor beautiful and Lake Erie clean. This message is brought to you by the Lake County General Health District and the City of Mentor Engineering Department. For more details, call (440) 974-5785 or email [email protected].

Source: cityofmentor.com

🌭2024 Dynamite Dawgs Hot Dog Eating Champion

Dynamite Dawgs held their 2024 Hotdog Eating Contest on Sunday and out of the 10 or so contestants that battled for the crown, Jack Legath won the title and the $250 check… and it wasn’t even close! A great time was had by everyone. Tanked Telecasts, sponsored the event and broadcast it live on Facebook.

Dynamite Dawgs Facebook Page

🏘️ Unlocking Homeownership: 2024 Requirements for First-Time Buyers

First-time home buyers in 2024 have access to special mortgage programs with benefits like low down payments and flexible guidelines. To take advantage of these programs, buyers need to meet certain requirements, which include specific income, credit score, and debt-to-income ratio thresholds. Additionally, first-time home buyer grants can help cover down payment and closing costs for those who qualify.

Basic Requirements for Popular First-Time Home Buyer Loans

Here are the fundamental criteria for some of the most popular first-time home buyer loans:

• FHA Loan: Requires a 3.5% down payment, a minimum credit score of 580, and a maximum debt-to-income (DTI) ratio of 50%.

• Conventional 97 Loan: Requires a 3% down payment, a minimum credit score of 620, and a maximum DTI ratio of 43%.

• Fannie Mae HomeReady Loan: Requires a 3% down payment, a minimum credit score of 620, and a maximum DTI ratio of 45%, with income not exceeding 80% of the area median income.

• Freddie Mac Home Possible Loan: Requires a 3% down payment, a minimum credit score of 660, and a maximum DTI ratio of 45%, with income not exceeding 80% of the area median income.

• VA Home Loan: No down payment required, minimum credit score between 580-620, and a maximum DTI ratio of 41%, with eligibility based on military service history.

• USDA Home Loan: No down payment required, a minimum credit score of 640, and a maximum DTI ratio of 41%, with income not exceeding 115% of the area median income and purchase in an eligible rural area.

• FHA 203(k) Rehab Loan: Requires a 3.5% down payment, a minimum credit score of 580, a maximum DTI ratio of 45%, and a minimum of $5,000 in rehab costs.

General Expectations for Loan Qualification

While the specific rules can vary by program and lender, generally, buyers should have a debt-to-income ratio under 45%, a credit score of at least 580, and down payment requirements starting at 3% of the home purchase price. Loan and income limits also apply, with loan limits varying by location and program type.

Special Circumstances and Eligibility

Some programs allow for exceptions to these requirements. For example, buyers with a credit score as low as 500 might qualify for an FHA loan with a 10% down payment. Additionally, those with higher debt-to-income ratios might still qualify if they have compensating factors like significant savings.

Defining a First-Time Home Buyer

A first-time home buyer is typically someone purchasing their first home, but repeat buyers can also qualify if they haven’t owned a home in the past three years. This three-year rule allows those who have experienced financial setbacks, such as short sales or foreclosures, to re-enter the housing market with the benefits of first-time buyer programs.

Read More on this Topic at themortgagereports.com

🏘️ New Home Listings for Sale in Mentor, Ohio

9445 Winterberry Ln, Mentor, OH 44060
4 Beds, 4.5 Baths, 6,020 Sqft, 5.03 Acre Lot
Sale Price $925,000
Listed by: Lisa Sisko with Keller Williams Greater Metropolitan Realty
Link to Property Listing

6100 Center St, Mentor, OH 44060
3 Beds, 2.5 Baths, 3,243 Sqft., 0.56 Acre Lot
Sale Price $499,900
Listed by: Judie Crockett Brokered by: Howard Hanna - Mentor
Link to Property Listing

8873 Hendricks Rd, Mentor, OH 44060
4 Beds, 2.5 Baths, 3,069 Sqft., 0.51 Acre Lot
Sale Price $399,900
Listed by: Danielle Dooley Brokered by: Platinum Real Estate
Link to Property Listing

7834 Pleasantview Trl, Mentor, OH 44060
4 Beds, 2.5 Baths, 1,862 Sqft., 0.53 Acre Lot
Sale Price $229,900
Listed by: Patrick Riley Brokered by: CENTURY 21 Carolyn Riley Realty
Link to Property Listing

6685 Connecticut Colony Cir, Mentor, OH 44060
3 Beds, 2 Baths, 1,238 Sqft.
Sale Price $200,000
Listed by: Greg Marlowe with Keller Williams Grt Cleve Ne
Link to Property Listing

Link to Other Listings in Mentor or Zip Code 44060

⚾ Royals Clinch Series with 6-2 Win Against Guardians

Seth Lugo's impressive performance, featuring 10 strikeouts over six shutout innings, earned him his major league-high 11th win as the Kansas City Royals defeated the Cleveland Guardians 6-2. Salvador Perez contributed with a two-run homer, increasing his season total to 14 home runs, and added an RBI groundout. Bobby Witt Jr. had three hits, including a run-scoring triple, and Vinnie Pasquantino also had three hits and an RBI.

Lugo (11-2) allowed just four hits and one walk, marking his third consecutive game with eight or more strikeouts. Manager Matt Quatraro praised the team's early lead and Perez's crucial homer. Logan Allen (8-4) pitched 4 1/3 innings for the Guardians, giving up three runs on six hits.

Jose Ramírez and Josh Naylor drove in runs for Cleveland in the eighth inning, with Ramírez tying Jim Thome for third in franchise history with 620 extra-base hits. The Guardians finished June with a 14-11 record, while the Royals had their first losing month but best June performance since 2017.

Cleveland activated RHP Gavin Williams from the injured list and sent RHP Triston McKenzie to Triple-A Columbus. The Guardians will face the Chicago White Sox next, with Carlos Carrasco scheduled to pitch.

Read More at Foxsports.com

⚾ Lake County Captains Lose to the Great Lakes Loons 12-10

Shortstop Angel Genao had 3 hits for the Captains, one of which was a double. He also had an RBI and scored a run. This game had just one homerun but also a combined 17 walks and 7 fielding errors between the two teams.

Lake County’s Trenton Denholm (7-2) got the loss for Lake County as he was pulled in the fifth inning, an inning in which the Loons scored 8 runs.

At one point, at the top of the fourth inning, the Captains actually led this game by a score of 8-0. However, the pitching just couldn’t hold back Great Lakes on this day.

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