In this Issue of Mentor Local Buzz 🐝

🌤️ Weather: Mostly Cloudy to Partly Sunny Later - Temp 58-60

 📢 Local Events from Mentor & the Area: MentorLocalBuzz.com/Events!

 📰 Local News: 🍰 Firefighter and Chef Face Off in Cheesecake Showdown

 👻 History Gets Haunted: Join the Para X Tour at Lake County History Center

 ✅ Mentor is Hiring! Explore Full-Time, Part-Time, and Seasonal Opportunities

 👨‍👩‍👧‍👦 Real Estate: 📊 Mortgage Rates Decline for Second Week, Buyer Demand Lags

🏘️ Featured New Home Listings for Sale in Mentor, Ohio (44060)

 🏈 Sports: 🏈 Browns Crush Dolphins Behind Judkins’ 3 TD’s and D’s Takeaways

 🤔 Trivia Question

 🤣 Something Funny

Contact Mentor Local Buzz - [email protected] - 440-256-6115

👉 Events in Mentor & the Area! Visit
MentorLocalBuzz.com/Events
Featured Event for Oct 20

See All the Events
MentorLocalBuzz.com/Events

🍰 Firefighter and Chef Face Off in Sweet Symphony Cheesecake Showdown

Firefighter vs. Chef in a Sweet Showdown at Symphony at Mentor

It was a bake-off for the books at Symphony at Mentor, where flames met frosting in a cheesecake challenge between Firefighter Dan Garey of the Mentor Fire Department and in-house culinary talent Chef Teri.

The two went head-to-head in a friendly but flavorful contest. Chef Teri created a white chocolate Oreo cheesecake, while Firefighter Dan wowed with a double chocolate delight, each topped with ganache — white for Teri and dark for Dan.

Early scores had Teri in the lead, but two late taste-testers evened things out. The final result? A delicious tie, and a win for everyone who got a bite.

Though the cheesecakes couldn’t have been more different, both were praised for being creative, decadent, and drool-worthy. Guests enjoyed great company, a festive atmosphere, and a healthy dose of sugar-induced joy.

The event also shined a spotlight on Firefighter Dan Garey, who brought not only dessert skills but also his passion for community outreach.

In the end, the real winners were the guests — all leaving with smiles, full hearts, and a craving for more cheesecake.

Why do all this? See the Smiles on the Faces at Symphony at Mentor

👻 History Gets Haunted: Join the Para X Tour at Lake County History Center

Explore the Haunted History of Lake County at the Para X Tour – Nov. 7

Dare to walk the halls of the historic Lake County Poor House during the Lake County History Center’s “Para X Tour,” happening Nov. 7 from 9 p.m. to 1 a.m.

Once home to hundreds from 1852 to 2004, the building—also known as the Lake County Home—holds countless stories, from the curious to the chilling. Join paranormal investigators Cathi Weber, Theresa Argie, and their experienced team for a hands-on night of ghost hunting in one of Lake County’s most storied locations.

Registration begins at 8:30 p.m., with the tour starting promptly at 9 p.m. Participants must be 18 or older and able to sign a liability waiver. You're encouraged to bring your own camera, flashlight, or paranormal equipment to capture what might be lurking in the shadows.

🎟️ Tickets are $52 (buy here). Ticket also includes pizza and snacks. Only 40 spots are available, and the event sells out fast—so act quickly.

📍 Location: 415 Riverside Drive, Painesville Township
🔗 Get tickets at www.lakehistory.org or call 440-639-2945

✅ Mentor is Hiring! Explore Full-Time, Part-Time, and Seasonal Opportunities

Looking for a rewarding career or a flexible seasonal job? The City of Mentor is currently hiring for a variety of full-time, part-time, and seasonal positions across multiple departments.

Ready to take the next step? Apply 👉 www.workformentor.com

📊 Mortgage Rates Decline for Second Week, but Buyer Demand Lags

Mortgage Rates Slip Again as Experts Predict Modest Declines Through October

Mortgage rates have fallen for a second straight week, offering a potential window of opportunity for homebuyers and homeowners considering refinancing. As of October 16, the average 30-year fixed-rate mortgage (FRM) dropped to 6.27%, down slightly from 6.30% the previous week. Though lower than recent highs, rates remain elevated compared to late 2024 levels.

The continued decline is attracting interest from homeowners looking to refinance and easing pressure on buyers, especially as inventory grows and price gains slow. Still, the ongoing government shutdown has introduced uncertainty, delaying some homebuyer assistance programs and making buyers more cautious.

Data from the Mortgage Bankers Association shows a 1.8% week-over-week drop in total mortgage applications as of October 10. Both refinance and purchase indexes edged down, indicating broader market hesitancy despite lower rates.

What to Expect for Mortgage Rates (Oct. 20–24)

Industry experts expect mortgage rates to hold steady or decline slightly heading into late October. Key influences:

• Weaker Economic Indicators: Slowing business activity, declining factory orders, and a softening labor market point to economic cooling, which may push rates lower.

• Fed Rate Cuts: The Federal Reserve’s recent rate cut in September and expected additional cut by month’s end have already lowered long-term bond yields.

• Inflation Uncertainty: Though inflation has eased, ongoing concerns about a resurgence continue to affect investor sentiment and Treasury yields, which influence mortgage rates.

Analysts from Cornerstone Capital Bank, Realtor.com, and First American predict rates will remain in the 6.25%–6.5% range through October, with a slight downward trend. However, surprise inflation spikes or unexpected labor data could quickly reverse this movement.

Long-Term Mortgage Rate Outlook

Looking ahead, housing authorities anticipate mortgage rates to average higher than current levels in Q4 2025, with forecasts ranging from 6.3% to 6.7%. While the days of ultra-low rates appear to be in the rearview mirror, current averages remain below the historical norm of roughly 7.8% since 1971.

Strategies for Borrowers

For buyers and homeowners considering refinancing, timing and preparation are crucial:

• Be Ready to Act: With the market slowly becoming more favorable for buyers, pre-approval and quick decision-making remain competitive advantages.

• Shop Smart: Interest rates can vary significantly between lenders, especially in a volatile market. Gathering multiple loan quotes can help secure better terms.

• Know Your Options: Loan type, credit profile, and down payment size can all influence the mortgage rate you’re offered. Exploring alternatives such as FHA, VA, or USDA loans may lead to more favorable outcomes.

Read the Full Article at themortgagereports.com

🏘️ Featured New Home Listings for Sale in Mentor, Ohio (44060)

9100 Terrace Park Dr., Mentor, OH. 44060
4 Beds, 2.5 Baths, 3,201 Sqft. 0.41 Acre Lot
Sale Price $479,900
Listed by: Paul Paratto Brokered by Howard Hanna - Willoughby
Link to Property Listing

8302 Brodie Blvd., Mentor, OH 44060
3 Beds, 2.5 Baths, 2,464 Sqft. 7,405 Sqft Lot
Sale Price $424,900
Listed by: Angelo Joseph Marrali Brokered by Howard Hanna - Mentor
Link to Property Listing

9421 Ridgeside Dr., Mentor OH 44060
3 Beds, 2 Baths, 2,248 Sqft., 0.45 Acre Lot
Sale Price $350,000
Listed by: Greg Gilson Brokered by RE MAX Results
Link to Property Listing

6430 S Cedarwood Rd., Mentor, OH 44060
3 Beds, 2 Baths, 2,008 Sqft., 0.30 Acre Lot
Sale Price $289,000
Listed by: Lisa Sisko Brokered by Keller Williams Greater Metropolitan Realty
Link to Property Listing

4791 Orchard Rd., Mentor, OH 44060
4 Beds, 1.5 Baths, 1,724 Sqft., 7,200 Sqft Lot
Sale Price $209,000
Listed by: Ashley Saxe Brokered by EXP Realty, LLC.
Link to Property Listing

Link to All the Home Listings in 44060 (184 in Total) in Zip Code 44060

🏈 Browns Crush Dolphins Behind Judkins’ 3 TD’s and Takeaway-Fueled Defense

The Cleveland Browns delivered their most complete performance of the season in a dominant 31-6 victory over the Miami Dolphins in Week 7. Playing in rainy conditions, the Browns leaned on running back Quinshon Judkins, who scored three rushing touchdowns—two out of the Wildcat formation—as Cleveland snapped a five-game losing streak to improve to 2-5.

Despite totaling just 206 yards of offense, the Browns capitalized on four turnovers and several costly Miami penalties. Defensive backs Grant Delpit, Rayshawn Jenkins, and Ronnie Hickman contributed key plays, including two interceptions and a strip-fumble recovery. Cornerback Tyson Campbell added a highlight-reel pick-six early in the third quarter to extend the lead.

Miami had moments, including long runs from De’Von Achane, but struggled to sustain drives. Tua Tagovailoa threw three interceptions before being replaced by Quinn Ewers in the fourth quarter. The Dolphins also failed on two fourth-down tries and committed penalties that kept Cleveland drives alive.

Quarterback Dillon Gabriel managed the game efficiently, completing 13 of 18 passes for 116 yards. The Browns consistently flipped field position and benefitted from short fields thanks to their aggressive defense.

The win marks the first time Cleveland has scored more than 17 points all season. Next, they travel to face the New England Patriots.

Read Full Article, See Highlights: dawgsbynature.com

Source: Google

🤣 Something Funny 🤣

Halloween scares - on the local wildlife?

Contact Mentor Local Buzz - [email protected] - 440-256-6115